Florida Chapter 13 Bankruptcy Lawyer
If you are one of the millions of Americans struggling with seemingly insurmountable debts, you may be wondering what you can do to get the relief that you and your family need. Fortunately, there are options. Given that you are eligible, a Chapter 13 bankruptcy filing may be the best way to discharge your debts and protect your property.
Filing bankruptcy Chapter 13 may benefit you in various ways. Chiefly, Chapter 13 defends against foreclosure, ends creditor harassment, protects assets, and reorganizes your payment plans. Regardless of your reason for filing, our experienced Florida bankruptcy lawyer guides you through every step of the process.
Ryan J. Really, Attorney at Law, PLLC, fights tirelessly for his clients’ needs. In order to discuss your case with a tenacious Florida Chapter 13 bankruptcy lawyer, contact (239) 237-0675.
How We Can Help
Chapter 13 bankruptcy is a reorganizing bankruptcy, which allows individuals to design and implement a plan to repay their creditors. Generally, filing for Chapter 13 requires a steady income. Consulting with Ryan J. Really can help you learn about:
- The Benefits of Chapter 13
- Chapter 13 Eligibility
- The Chapter 13 Repayment Plan
- The Chapter 13 Filing Process
If you or someone you love is struggling with the painful realities of crushing debt, a Chapter 13 bankruptcy filing may be the best way to get the relief and the financial fresh start you need. Ryan J. Really is known for vigorously representing his client’s needs, fighting to get them the help they deserve.
Ryan J. Really, Attorney at Law, PLLC, is dedicated to helping people get the debt relief they desperately need. In order to discuss your case with an experienced Florida bankruptcy attorney, please contact (239) 237-0675.
When Is It Time To File For Bankruptcy Chapter 13?
If you have made your way to this page, it is safe to assume that you, or someone you care about, have found themselves in over their heads with the debt owed to creditors. Nobody plans to be in this position. Whether it be because of job loss, insurmountable medical costs, or other life circumstances that came your way, being in a financial crisis is something that occurs far more Americans than you realize.
Deciding when to file for Bankruptcy in Chapter 13 is emotionally complex and technically confusing. Not knowing what to do when you cannot pay your debtors is nothing to be ashamed of. If you are in the Naples, FL area, let Chapter 13 bankruptcy attorney Ryan J. Really walk you through the steps toward a new beginning.
What Can Bankruptcy Chapter 13 Do For You?
Most people probably consider filing for bankruptcy as a way to get out of paying your debt and leaving your debtors high and dry, but that is not what Bankruptcy Chapter 13 is designed to do. This filing is meant for people who have significant assets (car, house, boat, etc.) but are having trouble paying what is owed to them.
Rather than walking away from the debt, Bankruptcy Chapter 13 allows you to restructure your debt and could even reduce the debt you owe. This is especially appealing because you do not have to liquidate all of your assets, leaving you with nothing. Better still, once you have filed for Bankruptcy Chapter 13, all of your assets are safe from repossession by debtors, at least until the restructuring occurs. Once you start making payments again, your assets will remain protected.
Bankruptcy Chapter 13 is designed for people with the money to pay their debt but not in the current timeline they are facing. You can save your property and also pay your debtors what they are owed. Filing for bankruptcy is not where anybody wants to be, but Chapter 13 is a great way to get a leg up again and find a light at the end of the tunnel.
Schedule a Consultation With our Naples and Bonita Springs, FL Bankruptcy Attorney
Contact Ryan J. Really and let him go through your situation with you. He will look at your debt versus your income to determine if you are eligible for Bankruptcy Chapter 13. If you qualify, he will walk you through the filing process, let you know what you will owe, and help work through a readjustment of your debt and a payment plan that would work for you and your debtors. He will then bring the plan before a judge.
Bankruptcy Chapter 13 is not the end of the line; it can be the beginning of starting over. Contact our Naples and Bonita Springs, FL offices today. Ryan J. Really will help you make the decision.