“The Resume Gets You the Interview and the Interview Gets You the Job.” -Ryan Really Truth be told, my most recent one-page resume still has WordPerfect keystrokes on it from college in 1991. I am afraid to scrap it as it has always been an effective resume getting me interviews most of the time. [...]
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How will I know when I need to file bankruptcy? You will be overwhelmed by debt and unable to reduce your debts at a reasonable pace. You may have lawsuits filed against you, and garnishments against your wages, tax refunds, and even bank accounts. Your assets may be threatened with seizure. You may have a [...]
Bankruptcy laws provide individuals with two main avenues to debt relief: Chapter 7 and Chapter 13. Chapter 7 bankruptcy, also called liquidation or straight bankruptcy, is the type of bankruptcy filed by most people. Chapter 7 bankruptcy discharges or eliminates the most common types of debt that cause problems for consumers such as credit card [...]
As in many states, Florida employs a list of exemptions that can protect your property when you file for bankruptcy. Which bankruptcy chapter you file under, either Chapter 7 or 13, will determine what happens to any nonexempt property you hold. Under Chapter 7 bankruptcy, a bankruptcy trustee will sell all nonexempt property and distribute the profits to creditors. [...]
For many people, discharging debt is a primary goal of bankruptcy. However, you may be wondering, “Does bankruptcy clear all debt?” The answer is, it depends. Read below to learn more about what types of debt can be eliminated in bankruptcy. For more information about your specific situation, contact Ryan J. Really, Attorney at Law, PLLC. [...]
Life is full of unexpected problems. When a sudden disability, divorce or job loss leaves you hemorrhaging money, your unpaid bills continue to pile higher and higher. With your financial future on the line, a fresh financial start may seem impossible. However, filing for bankruptcy may bring you that much needed relief. With an experienced Ava Maria FL bankruptcy [...]
Ryan Really you CHANGED my life! I was confused, uncertain, and frightened! I franticly searched the web for legal advice, someone who would take my best interest to heart. Embarrassed, I certainly was not going to ask my friends and neighbors: “Do you know a good Bankruptcy Attorney? I called three Law firms; you were [...]
Ryan’s attention to detail & thorough knowledge of the law is not only admirable, but also a great relief for someone going through a difficult situation. Bankruptcy is not an easy route to choose, but with the help of Ryan, the entire process was painless.
Ryan has taken a personal approach that has really helped my wife and I through a difficult time. He takes the time to explain things in a way that reduced our stress from the very first meeting. We wanted an expert for assistance, and he has exceeded our expectations by also providing that human element [...]
Ryan Really and his staff were very professional through out the bankruptcy process. They guided me through every step, answered all my questions and made a very difficult time in my life as easy as it possibly could have been. I highly recommend Ryan Really and the Get Really Legal Team.
It was a pleasure to meet you and your staff. I’d like to thank you so very much for your help with my case. I was very pleased with your concerned personality and outstanding work ethics. I was always informed as to what was occurring in my case. My calls were always answered timely and [...]
American actress Teri Polo recently filed for bankruptcy, an article in the Huffington Post reported on April 23. In the Chapter 11 claim filed by the 44-year-old actress on April 14, she owed the IRS an estimated $745,000. Aside from her overwhelming credit card debt, Polo also had unsettled debts to the California Franchise Tax [...]
Due to continuous economic recovery, in March the housing market observed an all-time low in foreclosure rates since 2007. Data from RealtyTrac indicates that nationwide foreclosure activity plunged by 23% in the first quarter, which is the lowest recording since 2007. Reports said, at least 117,485 homes in the U.S. have default notices, are being acquired [...]
A recent report by the U.S. Consumer Financial Protection Bureau said that most people who depend on payday loans tend to end up paying more than they borrowed initially, because of the loans' high interest rates. Richard Cordray, director of the Consumer Financial Protection Bureau, mentioned that payday loans can become "debt traps" for the people [...]
Recent information from RealtyTrac said that nationwide the number of homeowners who entered foreclosure proceedings last February marked the lowest since 2006, an article by Forbes stated on March 13. The real estate firm recorded at least 51,842 homes last month that have started the foreclosure process, which is much lower compared to January. Meanwhile, [...]