Lely FL Bankruptcy Attorney
Struggling with crushing debt can be incredibly stressful. Without an experienced Lely FL bankruptcy attorney by your side, conquering your debt may feel impossible. At Ryan J. Really, Attorney at Law, PLLC, we can help. You never have to tackle overwhelming debt by yourself. With your livelihood on the line, you likely have a million questions about regaining control of your finances. Contact us today and we’ll guide you through the bankruptcy process, as well as the alternatives to bankruptcy.
Overcoming Your Debt
With the help of a knowledgeable Lely FL bankruptcy attorney, you can effectively reorganize or discharge all of your debt. Our attorneys will examine your case and develop the debt relief strategy that suits your situation. We specialize in the following debt relief strategies:
- Bankruptcy Chapter 7
- Bankruptcy Chapter 13
- Small business bankruptcy filing
- Filing for personal bankruptcy
- Effective foreclosure defense
- Debt negotiation
With our experience and knowledge in the debt relief strategies list above, we have helped numerous clients deal with seemingly insurmountable debt. Contact us for a free case evaluation today to learn the best strategy to fight your debt.
Benefits of Bankruptcy Under Chapter 7
Known as a “liquidation bankruptcy”, Chapter 7 offers the following benefits:
- Complete or partial discharge of debt
- Effective defense against creditor harassment
- Achieving relief from debt quicker than other strategies
Filing requirements for bankruptcy under Chapter 7 requires passing the means test. Through this test, your household income is set side by side to the median income of other people in your similar situation.
Contact your local Lely FL bankruptcy attorney to determine if you meet the qualifications for bankruptcy under Chapter 7. We can analyze your circumstances as well as advise you as to whether you can benefit from this debt relief solution.
Benefits of Bankruptcy Under Chapter 13
Known as a “reorganization bankruptcy”, Chapter 13 allows you to restructure your outstanding debt into a reasonable repayment plan that typically lasts between 3 to 5 years. In addition, Chapter 13 gives you the following benefits:
- Effective defense against foreclosure
- Halting creditor harassment in its tracks
- Drafting a reasonable payment plan
- Release from debt after end of plan schedule
- Debt compacting for repayment
Contact a Lely FL bankruptcy attorney to determine if you qualify for bankruptcy under Chapter 13. We can also help you decide whether this your best solution for debt relief.
Best Options for Small Business Bankruptcy
Owning a business offers many rewards. However, reaping those rewards often requires taking risks. Sometimes those risks lead to outstanding debt. If your business’ debt piles up, our seasoned Lely FL bankruptcy attorney can help you preserve your business’s financial future.
Our legal team can help your business achieve debt relief with the following options:
- Bankruptcy Chapter 7: Your business can sell off assets in order to pay back creditors and disband your business.
- Bankruptcy Chapter 11: Your business can reorganize its debt into a reasonable plan that repays creditors over a set time frame.
Filing for bankruptcy for your small business doesn’t have to result in the loss of that business. Our Lely FL bankruptcy attorney can help you develop effective strategies to regain control of your business’ finances.
When dealing with overwhelming debt, your may have trouble keeping up with your monthly mortgage payments. Regrettably, failing to make those payments can lead to foreclosure. You’re under enough stress as it is; you don’t want to add the stress of foreclosure on top of that. Ryan J. Really, Attorney at Law, PLLC, can help you defend your home.
The quickest way to defend your home from foreclosure is filing for bankruptcy. Whether you enter Chapter 7 or Chapter 13, the court will issue an “automatic stay”, which prevents all creditors from reaping your assets. However, keep in mind that this court order is only a temporary defense solution against home foreclosure.
Our Lely FL bankruptcy attorney can also provide the following options for foreclosure defense:
- Mitigation of loss
- Modification in mortgage
- Operation under the foreclosure clock
Never leave your most valuable asset at risk of foreclosure. An experienced bankruptcy attorney can employ aggressive strategies to help you protect your home.
Consult a Lely FL Bankruptcy Attorney
Overcoming crushing debt demands immediate action. With your financial livelihood at stake, you need a knowledgeable legal team fighting by your side. Talk to an experienced Lely FL bankruptcy attorney at Ryan J. Really, Attorney at Law, PLLC today.