Should I File for Chapter 7 or Chapter 13 Bankruptcy?

Recent law changes have made it more difficult for some individuals to file for Chapter 7 bankruptcy, although if you are truly in a situation where you cannot repay the debts you have incurred, it may be your best option. The government prefers for people to file for Chapter 13 bankruptcy and to pay out some or all of their debts over an extended period of time rather than to have them primarily forgiven and excused.

To find out information about your options for bankruptcy, contact a Florida bankruptcy attorney at the law offices of Ryan J. Really, Attorney at Law, PLLC, at (239) 237-0675.